I was not in the industry when credit unions pulled off one of the great lobbying feats in modern history and got Congress to pass the Credit Union Membership Access Act. By getting Congress to overturn a Supreme Court decision, credit unions were allowed to grow. Without its passage, membership restrictions would have continued to strangle the industry to death.Today, we are at another crossroads. We may not have a Supreme Court decision to rally around, but what we do have is an increasingly antiquated legal structure that, if not fundamentally altered in the next few years, could once again strangle the industry.What I’m talking about, of course, are Fields of Membership restrictions designed in an age when banking was limited to geographically defined communities and workers gathered in factories and buildings where they needed to be able to deposit and cash their paychecks on a Friday night. Today, paychecks are automatically deposited, checks are deposited remotely, bills are paid online and loans from anywhere in the country are a click away. The modern day financial institution is morphing from a brick and mortar location into a virtual platform. Fewer and fewer members are going to care about or understand FOMs and they are not about to give their local credit union a hometown discount.Fortunately, many people already realize this fact. The NCUA Board has an FOM Taskforce and at a recent meeting members Metzger and McWatters mused excitedly about the possibility of expanding the reach of credit unions by reinterpreting regulations to reflect modern realities.This is a great start, but NCUA can only stretch its regulations so far to accommodate greater flexibility. Community credit unions are limited by Congress to well-defined “local” communities. There are already credit unions serving associations and occupations on a national level, but as NCUA made clear by recently tightening associational membership requirements, associations are not the gateway to the type of charter flexibility all credit unions need.There is no other option but to start the long hard slog of advancing legislation to reshape the federal charter in a way that gives credit unions greater flexibility to serve a larger scope of members. Impossible, you say? In the immortal words of Rocco Lampone, the go-to henchman for the Corleone family, this would be difficult not impossible. Besides, the industry really has no choice.First, we have a good argument on our side. No financial institution should have to compete in a 21st century world with a charter designed almost eighty years ago. Second We have the advantage of viable state charters to prod Congress to act. It’s not a coincidence that NCUA is taking up FOM reform just as states like New York pass legislation giving credit unions greater flexibility to mix and matc FOMs. If federal law isn’t changed, more and more credit unions are going to have the option of flipping to friendlier state charters.One final thing for credit unions to keep in mind is that income inequality is getting more and more attention. All of the announced presidential candidates agree that income inequality is a problem even if they vehemently disagree about how to be deal with it. Our politicians need to be reminded that, in an age of squeezed incomes when every cent really does matter, consumers need access to the cost effective financial products offered by credit unions and credit unions need easier access to consumers.Difficult? Yes but not impossible. 3SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Henry Meier As General Counsel for the New York Credit Union Association, Henry is actively involved in all legislative, regulatory and legal issues impacting New York credit unions. Whether he’s joining … Web: www.nycua.org Details
When I first became a manager, I thought my job was to give instructions and answer questions. No one sat down with me and set expectations on how to effectively lead a team. I wasn’t provided with any leadership training. One day I was just given the responsibility to supervise someone. I became a fixer. She had a problem; I would fix it. After all, that was my job, right? Over time, my employee would interrupt me more and more to get her immediate questions answered. Sometimes she just wanted to “run things by me” to make sure she was making the right decision. Looking back now, I realize that I perpetuated this issue by always having the answers to her questions. I would quickly take care of the problem for her and then try to get back to my other tasks so I could get valuable work done. By quickly answering her questions, I was teaching her to upward delegate all problems to me. Upward delegation is a challenge that can keep you from focusing on more strategic or important work as a leader. Upward delegation is when your employee relies on you to solve problems and fix issues for them. They shift the ownership to you, their manager, instead of solving the problem on their own. And it’s not always their fault. As managers, most of us were taught that our job is to do just that—fix problems and handle issues. The challenge is, if your time is spent on constant interruptions and “fixing,” you will rarely find the time to work on your most important key result areas and priorities for your role. Your day will be filled with a barrage of issues, interruptions and emergencies. The more employees you manage, the more challenging it will become to be successful in your role.If you consistently have employees who upward delegate to you, there is a simple fix that can make all the difference in getting them to take ownership and think for themselves. How we handle these interruptions and issues makes all the difference in how employees respond.As leaders, we need to shift from being fixers to facilitators. Fixers handle problems, emergencies and issues themselves. Facilitators facilitate others to take ownership and solve their own problems.Let’s say your team member, Jake, approaches you with a problem. Instead of telling him how to handle the problem (fixing), you ask him, “What do you think?” or “What options have you thought of?”This takes the ownership of the problem off of you, and puts it back onto Jake. Now Jake has to come up with an approach to solving the problem. You are teaching Jake to think through the problem himself so he can become independent and self-sufficient instead of relying on you (often the easier way to get his problem handled—you solve it for him!).If Jake truly doesn’t know how to solve the problem, that’s where you as the leader can facilitate by coaching him through the issue. Some possible follow up questions might be:Where do you think you can find the answer to this question?What is one option you could try?There are times that you as the leader may need to offer guidance or perspective to help him learn how to think critically through these issues. The point is to not be so quick to just solve the problem for your employee, which perpetuates a cycle of you fixing, and them not having to think for themselves.This doesn’t mean that you as the manager don’t ever need to step in or provide an answer or guidance. But most often there are opportunities to build confidence, critical thinking skills, and knowledge by taking a few minutes to facilitate rather than fix. This is how we develop future leaders and stronger teams—by taking a different approach than being the keeper of all the knowledge and answers. As leaders, we do not need to know all the answers. Our job is to influence and facilitate others to find the answers to solve their problems. I guarantee that if you try this approach, you will cut down on interruptions, develop more independent employees, and finally have time to focus on the priorities that will truly help you to become more successful and make a bigger impact at work. 8SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Laurie Maddalena Laurie Maddalena is a dynamic and engaging keynote speaker and leadership consultant. She writes a monthly online column for next generation leaders for CUES and has published articles in Credit … Web: www.envisionexcellence.net Details
Hospitals in Venezuela have lost huge numbers of medical professionals and are so dilapidated that, in some, staff use paint buckets as improvised toilets and reuse surgical gloves. Maduro insisted Venezuela is prepared for a COVID-19 outbreak, but health workers have expressed concern that the country’s health system will be quickly overwhelmed.Maduro said that all restaurants in the country would be permitted to make orders to-go, but would no longer be allowed to serve patrons on-site, along with bars, clubs and movie theaters. He added that he was evaluating whether or not to suspend work.Earlier in the week, he suspended flights from Europe and Colombia and said public gatherings would be canceled.Vice President Delcy Rodriguez said earlier Friday that schools will be closed as of Monday. Topics : Rodriguez said the two people with confirmed cases of COVID-19 had arrived from Spain and had been placed in quarantine. Maduro added that those who had come on the flight were also in quarantine.Earlier in the day shoppers flocked to pharmacies in search of hygiene products such as alcohol to sanitize hands, which is a struggle due to lack of running water that has resulted from the decay of public services.”People in Venezuela are accustomed to crisis situations, we move quickly in reaction to anything that happens,” said Juan Silva, 23, a chef who shopping at a Caracas pharmacy for soap and hand gel.He said he wasn’t overly worried about the disease due to the low mortality rate, but added “I don’t trust the government as a source of information.”Maduro says his government has been hindered in fighting the virus because U.S. sanctions, meant to force him from office, have led banks and foreign businesses to refuse services.The Pan American Health Organization said last week it would be prioritizing Haiti, Venezuela and a handful of other Central and South American countries who have “challenges to their health systems.”Hania Salazar, head of the nurses’ association for the western state of Zulia, said hospitals are not even guaranteeing that employees will have access to face masks.Interior Ministry Nestor Reverol on Friday said the government would provide border control authorities with face masks, gloves and thermometers, without mentioning supplies to for citizens and hospitals.On the street, citizens were already figuring improvised ways to handle the situation.Neima Arocha, 46, managed to buy the last bottle of cough suppressant at a Caracas pharmacy but got there too late to buy alcohol for hand sanitation.As a substitute she planned to buy cocuy, artesanal cactus liquor similar to tequila.”There’s no [rubbing] alcohol,” said Arocha. But in the liquor stores they still have all kinds of things.” Venezuela on Friday confirmed its first two cases of coronavirus amid concerns that the economically struggling South American nation is unprepared to confront a pandemic that is spreading rapidly around the globe.”We are declaring a state of alarm,” President Nicolas Maduro said in a televised appearance Friday night, urging Venezuelans to take precautionary measures and asking those over 65 to stay inside.Speaking with a blue mask covering his mouth, he encouraged people to wear face masks – even if it means making their own – and said no one would be allowed to board the metro or take trains without one.
INDIANAPOLIS, Ind. — A new scholarship is available for anyone wanting to go into teaching.The Next Generation Teacher Scholarship was created to help the next generation of Hoosier teachers pay for college.The State of Indiana will provide 200 scholarships each year to high-achieving high school and college students interested in pursuing a career in education.The scholarship pays $7,500 per year for up to four years to students who commit to teaching in Indiana after graduation.How to apply:Review the sample application and nomination procedures.Complete a nomination form and include it in the online application.Complete the online application for the Next Generation Teacher Scholarship before December 31, 2016 for the 2017-18 academic year.Submit a complete and corrected FAFSA. Please allow 5-7 business days for processing.The deadline for submitting the 2017-18 Next Generation Hoosier Educators Scholarship application is Dec. 31, 2016.Visit IN.gov/CHE for more information.
NORTH VERNON, Ind. — The Jennings County Sheriff’s Department arrested 5 people on various drug charges while responding to a report of an overdose at a home in Country Squire Lakes in North Vernon.Sean S Cobb, 36, of Columbus, Brittany R. Watts, 22, of Columbus, Curt J. Thornsburg, 34, of North Vernon, Brandy R. McGuire, 29, of North Vernon, and Phillip R. McGuire, 40, of North Vernon, were all arrested after officers and first responders found Cobb suffering from an overdose.First responders administered a dose of Narcan, and Cobb regained consciousness.He was transported to St. Vincent Jennings for medical evaluation and then transported to the Jennings County Jail.Police say during an investigation, they found methamphetamine, heroin, and drug paraphernalia.The Department of Child Services was called when police found an 8-month-old child in the home.The child was placed with a relative.Cobb and Watts were arrested on charges of dealing methamphetamine, possession of methamphetamine, possession of a syringe, maintaining a common nuisance, neglect of a dependent, possession of a controlled substance, and possession of marijuana.Thornsburg was arrested on charges of possession of two or more precursors, possession of methamphetamine, possession of a controlled substance, maintaining a common nuisance, possession of paraphernalia, and possession of marijuana.The McGuires were each arrested on a charge of maintaining a common nuisance.
___Colorado athletic director Rick George said he and 11 head coaches will take pay cuts for the upcoming fiscal year in light of the budget impacts caused by the coronavirus pandemic.The salaries for George along with football coach Karl Dorrell, men’s basketball coach Tad Boyle and women’s basketball coach JR Payne will be reduced by 10%. The other eight varsity head coaches will have their salaries reduced by 5%.“It’s the right thing for all of us to do,” George said Thursday in a statement. “There are a lot of unknowns ahead of us, and while we don’t exactly know yet the financial impacts for the upcoming year, for them to agree and voluntarily take pay cuts is important at this time for our student-athletes and the overall direction of all our sports programs and support areas.”___ There is a larger window to reschedule meets in the second half of the year because the Tokyo Olympics have been postponed to 2021.Organizers said the meet in Oslo would still offer prize money from a $50,000 contribution by World Athletics. It will feature 400-meter hurdles world champion Karsten Warholm attempting a world record in the rarely raced 300 hurdles.___More AP sports: https://apnews.com/apf-sports and https://twitter.com/AP_Sports,Tampa Bay Lightning advance to face Dallas Stars in Stanley Cup finals, beating New York Islanders 2-1 in OT in Game 6 The governing body of European soccer says qualification from a “prematurely terminated domestic competition” can be rejected if “there is a public perception of unfairness in the qualification of the club.”UEFA says it is ideal for countries to complete seasons but acknowledges that might not be possible because of government orders banning sporting events.UEFA also accepts “insurmountable economic problems” could make finishing seasons “impossible because it would put at risk the long-term financial stability of the domestic competition and/or clubs.”UEFA’s own club competitions remain incomplete.___ German soccer could resume on May 9 if regional politicians sign off on the league’s plan.The state governors of Bavaria and North Rhine-Westphalia have said May 9 would be acceptable but other state officials have signaled they would prefer the middle or end of May.League CEO Christian Seifert says “if the state governors and the federal government decide that this day is May 9, then we would be ready on May 9.”Seifert says games could be held with a limit of 213 people in the stadium and up to 109 in the surrounding area.___ New York’s public university system announced plans Thursday for an esports tournament that will have students competing for $20,000 in prize money for their schools’ student emergency funds. State University of New York Chancellor Kristina Johnson said the three-week tournament beginning Monday will help students impacted by the coronavirus pandemic. The health crisis has forced SUNY’s 64 campuses and universities to shift to remote instruction for the remainder of the academic year and forced many students out of jobs.The SUNY Chancellor Esports Challenge was organized by SUNY Canton, the site of SUNY’s first varsity esports program, and co-sponsored by Extreme Networks. Each college can enter two teams of students to compete in “Fortnite” by Epic Games, “Super Smash Bros Ultimate” by Nintendo, or “Rocket League” by Psyonix. The top prize for each game is $2,000, to go to the winning team’s student emergency fund. A $5,000 grand prize will go to the SUNY campus with the best overall score. Minnesota football coach P.J. Fleck is taking an unpaid week, along with about 200 other leaders in the university system in response to the budget crunch caused by the COVID-19 pandemic. President Joan Gabel announced the furloughs earlier this month.Fleck confirmed Thursday on a video conference call with reporters he’s taking part, saying he and his wife, Heather, “immediately jumped on it.”“Anything we can do to continue to help,” Fleck said.Fleck’s 2020 salary is $4.6 million. The J-League’s top two soccer divisions were suspended in February. Japanese baseball played some preseason games without fans before all play was stopped.___Three more Diamond League meetings will not go ahead as scheduled because of the coronavirus pandemic.The Prefontaine Classic in Eugene, Oregon, on June 7 and the meet in Paris on June 13 have both postponed with no new dates set. The Bislett Games in Oslo on June 11 will be rebranded as the Impossible Games and turned into an exhibition event.The first nine scheduled events of the 15-meet season have all now either been postponed, rescheduled or downgraded. The Anniversary Games in London on July 4 are now the earliest scheduled competition of the season. The Latest: European track championships in Paris canceled ___It’s still not clear when baseball or soccer will resume in Japan but it will likely be without fans when it does.That was the decision when the heads of Japanese professional baseball and soccer met in online meetings.Japanese baseball commissioner Atsushi Saito says “my feelings that I want to start the season without spectators haven’t changed.”Baseball and soccer officials both agreed nothing could begin until a state of emergency was lifted in Japan. The earliest that can happen is May 6. They are expected to wait until that date before moving forward. Most tennis players only make money when they are able to enter tournaments. But all tennis events are suspended at least until mid-July because of the COVID-19 outbreak.___The New York Jets and team chairman and CEO Christopher Johnson and his family are making an additional $2 million donation to support the COVID-19 relief response in New York and New Jersey.The Johnson family and the Jets last month made a joint $1 million donation to multiple local United Way agencies to help combat the pandemic.The latest contribution, announced by the Jets on Thursday, will provide funding to organizations that are focused primarily on food insecurity, first responders and regional relief. The German league hopes to resume next month after a two-month shutdown because of the coronavirus pandemic.Bunthoff adds the agency is talking with the German soccer federation and the men’s league. She says “most important are the security measures to make sure there is a proper prevention system in place to prevent infections with the virus.“___Churchill Downs will recognize the first Saturday in May with a “Kentucky Derby at Home” online party, highlighted by a virtual Derby featuring 13 former Triple Crown winners in an effort to raise $2 million for COVID-19 relief.The 146th Kentucky Derby was postponed from May 2 to Sept. 5 because of public health concerns about pandemic, the first time horse racing’s marquee event won’t run on its traditional day since 1945. The computer-generated Derby created by Inspired Entertainment will feature past Triple Crown champions using data algorithms, including historical handicapping information for each horse to determine the probability of potential finishing positions. “Our fans will be captivated by the realistic view of the virtual race,” Churchill Downs president Kevin Flanery said in a release, “and we can debate, as we do each year, our favorite to win.”Fans can choose their horse on www.KentuckyDerby.com starting April 30 and donate to COVID-19 relief efforts. Churchill Downs will match donations up to $1 million for the Team Kentucky Fund and Direct Relief.Participants who choose the winner will have the chance to win a Kentucky Derby VIP Experience. The virtual Derby will be shown May 2 on NBC during a special broadcast featuring the 2015 Kentucky Derby, when American Pharoah began his Triple Crown run.___German clubs are being urged not to bank on ticket sales for much of next season. UEFA says 2.7 million euros ($2.9 million) of the money will go to clubs after the 16-nation Euro 2020 playoffs later this year.Players selected for the Euro 2020 tournament will earn at least 130 million euros ($140 million) more for their clubs from UEFA.___West Ham manager David Moyes has been delivering fruit and vegetables to elderly residents in his village during soccer’s lockdown amid the coronavirus outbreak.The former Manchester United coach says he saw a sign in the window of a local shop asking for volunteers to be delivery drivers. April 23, 2020 Moyes answered the call and says “all I was doing was dropping (the packages) at the door, knocking and then going away. It was beautiful big boxes of fruit and veg.”He also had to ask some residents for payment if they hadn’t done so online.Moyes says one incident “with this particular older lady, I think it was 16.80 pounds ($20.70) for one box of fruit and veg. She gave me a 20-pound note and said, ‘Here son, just keep the change.’”The Premier League has been suspended since March 13. That was the day after Arsenal manager Mikel Arteta tested positive for the virus.Moyes had to self-isolate after that because he had come into close contact with Arteta days earlier. Share This StoryFacebookTwitteremailPrintLinkedinReddit The Latest on the effects of the coronavirus outbreak on sports around the world:___The European track and field championships in Paris this summer have been canceled due to the coronavirus pandemic. UEFA is sharing almost 70 million euros ($75.5 million) among 676 clubs that released players for European Championship qualifiers and Nations League games in the past two years.UEFA says it’s releasing the money early to help “in light of the current crisis and the financial difficulties many clubs are facing” during the coronavirus pandemic.A long-standing agreement between UEFA and the European Club Association guarantees clubs at least 200 million euros (216 million) from Euro 2020 revenues to compensate for releasing players to national duty in the 2018-20 cycle.Payments were due after Euro 2020 but are now sending much-needed cash to clubs after the coronavirus outbreak forced the tournament to be postponed by one year.The highest-earning club will get 630,000 euros ($680,000) calculated pro rata per player named on a national team’s match sheet. That club was not identified. “No region in the country has been affected by COVID-19 more than ours and because of that, our resolve has only grown,” Johnson said in a statement. “These organizations continue to nourish the vulnerable and target the needs of those on our front lines. At no time has being a good teammate ever mattered more.”The $1 million contribution from the Johnsons and the Jets last month supported the United Way of New York City’s COVID-19 Community Fund, the United Way of Northern New Jersey’s ALICE Recovery Fund and the United Way of Long Island’s United Together: A Response Fund for COVID-19.___The German anti-doping agency says it plans to test soccer players if the season resumes in empty stadiums.NADA spokeswoman Eva Bunthoff tells The Associated Press the agency has “developed concepts” for urine and blood tests at games. Associated Press Local organizers and the French track federation say the biennial event scheduled for Aug. 25-30 could not be postponed for one year. They cited uncertainty about the sport’s 2021 calendar and the French economy.The decision came hours after the Paris Diamond League event — at the same Charléty Stadium on June 13 — was postponed with no alternative date set.France was due to host track’s European championships for the first time since 1938.The 2022 edition is being held in Munich, Germany.___ League CEO Christian Seifert says “we don’t know if there will be games without fans in February or March still. We asked the club to plan without spectator income for the first part of next season.”German clubs are hoping to resume games next month after a two-month shutdown because of the coronavirus pandemic and to finish in time for many players’ contracts to end June 30. But a restart needs agreement from regional governments.Seifert says most of the league’s broadcast partners have agreed to pay up front to help clubs continue operating until the end of June. Some of that money may have to be paid back if the 2019-20 season can’t be finished.___UEFA says it will allow leagues to determine the final places for Champions League and Europa League qualification on “sporting merit” if they can’t resume during the coronavirus pandemic. “Sports are a great unifier, be it on or off the field,” Extreme Networks Chief Operating Officer Norman Rice said in a statement. “In times where we aren’t able to come together in stadiums, fields, and arenas to cheer our favorite athletes, esports competition is an ideal way to keep students engaged with each other.”___Serena Williams’ coach, Patrick Mouratoglou, and 2019 Australian Open semifinalist Stefanos Tsitsipas are starting an auction to raise money for tennis players ranked outside the top 100 and in need of financial help during the coronavirus pandemic.Mouratoglou and Tsitsipas tweeted about Beyond 100 Support on Thursday.They say the funds will go to professionals in both men’s and women’s tennis.
In her first competitive appearance since the NCAA Championships last spring, Paige Stoner finished first in the women’s mile at the Upstate Challenge in Ithaca.Stoner was one of three individual winners on the women’s team, running the mile in 4:53.15, as the team placed third with 71 points. Alexis Crosby (25.42) won the 200-meter dash, while Alexis Harper (26.24) placed second. Another win for the team came from Eunice Boateng, who ran the 60-meter dash in 7.67 seconds.On the men’s side, Joseph Eovaldi and Stephen Schulz finished first and second, respectively in the 3000-meter dash. Eovaldi won with a time of 8:46.56. The Orange picked up another victory in the distance medley, beating Cornell by almost 40 seconds. Andrew Aguilera had a strong performance in the 60-meter hurdles, placing second with a time of 8.24 seconds.Overall, the men’s team didn’t fare as well as the women’s team, placing fourth with 68 points.Both teams will look to improve on their performance as they travel to Boston next Friday to compete in the John Thomas Invitational.AdvertisementThis is placeholder text Published on January 19, 2019 at 5:14 pm Contact Alex: [email protected] | @alexhamer8 Comments Facebook Twitter Google+
Syracuse has also extended offers to 4-star forwards John Camden and Arthur Kaluma, along with unranked power forward Ashton Smith.If Johnson successfully reclassifies into the Class of 2021, and Syracuse adds more frontcourt competition and depth, it will bring the Orange closer to completing their 2021 roster. The Daily Orange is a nonprofit newsroom that receives no funding from Syracuse University. Consider donating today to support our mission.Though it’s unclear whether Syracuse men’s basketball will suit-up for the 2020-21 season, the Orange’s 2021 roster continues to take shape. The Orange currently have 10 out of 13 players on their 2021 scholarship list, though that number is likely to grow. Several offers are pending, and more are sure to follow in the coming months. Buddy Boeheim does not count as a scholarship player because of head coach Jim Boeheim’s status as a university employee. The biggest wildcard for 2021, though, is 5-star verbal commit Dior Johnson.Johnson, the top-ranked point guard in his class according to 247sports, was initially expected to be a member of the 2022 class after his verbal commitment in February. But reports in July revealed that Johnson is considering reclassifying to the 2021 class, making him a 17-year-old freshman. With Johnson, Boeheim, Joe Girard III and current freshman combo guard Kadary Richmond, Syracuse would have one of its deepest and most versatile backcourts in recent memory.AdvertisementThis is placeholder textJohnson, a point guard from Saugerties, New York, would join 4-star recruit Benny Williams as the two verbal commits for the 2021 class. Williams, a 6-foot-8 wing from St. Andrew’s Episcopal School (Maryland), should immediately play a role in the Orange’s rotation along with 2020 transfer Alan Griffin, sophomore Quincy Guerrier and Class of 2020 forward Woody Newton. “I’m planning on coming in and making an immediate impact,” Williams told The Daily Orange after his verbal commitment in June. The eighth-ranked small forward and 44th-overall player in his class according to 247sports, Williams chose Syracuse over local programs in Maryland and Georgetown, along with Miami. The Washington Post labeled Williams as the best player on the best team in St. Andrew’s history following his junior season, in which he averaged 16 points and 10 rebounds a game and was named first-team All-Met. The biggest transition in 2021 will be in the Orange’s frontcourt. With Marek Dolezaj and Bourama Sidibe graduating this coming May, a number of players will vie for the starting center role. Then-junior Jesse Edwards, John Bol Ajak and Class of 2020 big Frank Anselem will compete in a new-look frontcourt.The frontcourt is also where Syracuse is likely to target more recruits and transfers, given that Edwards is the only current player who will be older than a sophomore by 2021. The Orange currently have offers extended to 2021 4-star centers Frank Kepnang and Micawber Etienne, though neither has SU in their top-five schools, according to 247sports. Comments Published on August 24, 2020 at 10:32 pm Contact Alex: [email protected] | @alexhamer8 Facebook Twitter Google+
Week 11 of the Ghana League is already. It has been dominated by Hearts ban and rants by Bashir Hayford.Click to listen to the full preview show put together by Benedict Owusuhttps://soundcloud.com/benedict940/jspls-may-6 –Follow Joy Sports on Twitter: @JoySportsGH. Our hashtag is #JoySports
Another finding undermines the concept of “junk DNA.” A team of scientists in Massachusetts found over a thousand functional RNA transcripts from intergenic sequences. These RNA transcripts, coming not from genes but from regions earlier thought to be non-functional, take part in diverse functions from stem cell pluripotency to HOX gene developmental processes to cell proliferation. The work by Guttman, Rinn et al was reported in Nature.1 The March 12 issue also included a technology feature highlighting the research of co-author John Rinn of the Broad Institute in Cambridge, Massachusetts.2 The research team developed new methods for identifying the activity of large intervening non-coding RNAs (lincRNAs). They also found that these RNAs are strictly regulated. Recognizing that non-coding regions of DNA could be functional has “turbo-charged the field,” he said, “as not only can we identify these things now but we can get a good idea of what they might be doing to test functional relationships.”1. Guttman et al, “Chromatin signature reveals over a thousand highly conserved large non-coding RNAs in mammals,” Nature 458, 223-227 (12 March 2009) | doi:10.1038/nature07672.2. N.B., “Technology Feature: Transcriptomics: Rethinking junk DNA,” Nature 458, 240-241 (12 March 2009) | doi:10.1038/458240a.The few mentions of evolution in the main paper are instructive. One of the methods the scientists used to identify functional RNA transcripts was “evolutionary conservation,” which means the lack of evolution. Presumably a “conserved” (unevolved) region of DNA or RNA was protected from mutation and selection because it was too functional for Tinker Bell to tinker with. There is a subset of natural selection called “purifying selection,” which essentially means “defending DNA from the ravages of mutation.” The researchers found that these previously-unknown functional transcripts were, indeed, highly conserved in mammals: “In sharp contrast to previous collections,” they said, “these large intervening non-coding RNAs (lincRNAs) show strong purifying selection in their genomic loci, exonic sequences and promoter regions, with greater than 95% showing clear evolutionary conservation.” The team believes there could be many thousands of these lincRNAs in mammalian genomes. If some of the other non-coding DNA is found to be functional, the implications would be hard on evolutionary theory: “the markedly low rate of conservation seen in the current catalogues of large non-coding transcripts ([less than] 5% of cases) is unprecedented and would require that each mammalian clade evolves its own distinct repertoire of non-coding transcripts.” That would be too much new genetic information for a Darwinian mechanism to create. For that reason, they are postulating that most of the RNAs represent “transcriptional noise, with a minority of bona fide functional lincRNAs hidden amid this background.” The authors did acknowledge one point of logic: “Strictly speaking, the absence of evolutionary conservation cannot prove the absence of function.” One of their criteria for measuring functionality of lincRNAs was the degree of conservation. They hedged this criterion by saying, “We do not exclude the possibility that lincRNAs identified by shotgun sequencing that fail to show conservation are nonetheless functional, but other evidence will be required to establish this point.” To avoid circular reasoning, they cannot use evolutionary conservation as support for evolutionary “purifying selection.” If absence of evolutionary conservation cannot prove the absence of function, then neither can it prove evolution; the lack of conservation might be due to other causes, like design. And if a host of functional unconserved transcripts are found, it will seriously call into question the ability of neo-Darwinism to generate a large amount of unique functional information in each mammal genome. For the time being, Guttman et al are banking on the unconserved stuff being transcriptional noise. The trend against the “junk DNA” paradigm is against them, however (11/07/2008, 02/06/2008, 09/12/2007, 07/16/2007, and especially 06/15/2007). One additional thing from the paper is apparent: evolutionary theory was only incidental to the story. What they were searching for was functional information, conservation, regulation, and the lack of evolution. In a word, that’s design. Chalk up another turbo-charged research project to the inherent motivation of ID science: seeking to understand the design in nature.(Visited 10 times, 1 visits today)FacebookTwitterPinterestSave分享0